What Can We Do For You?

At Simply Loans we can help you secure the best lending rates available

We can facilitate deals that otherwise might not be possible

When life happens, we’ll be here for you

Being prepared for every eventuality is tricky. That’s why we’re here to back you up when things get tight. We support every day Kiwis all over New Zealand in times of short-term short-fall.

Whether they’re car loans, personal loans, business loans, debt consolidation loans, or quick and easy finance for anything else you need, we help you secure the best lending rates possible to get you through.

Options from $1000 – $200,000

Simply Loans can provide an alternative to any lending facilities you already have in place, send through any declined applications from your preferred lender and let us try and turn them into success for you.

We have facilities with 10 companies featuring finance options from $1000 – $200,000 + This means we can find a loan to suit almost anyone with flexible terms, competitive interest rates and no penalties for early repayment.

Need to grow your existing business? We can help you with any business financing options you may need to help you expand and take things to the next level.

We offer fast, friendly & professional service, we are always here on the phone or via email to offer support and help to ensure smooth transactions giving you the opportunity to offer finance on all your products with none of the hassle.

Debt Consolidation

Simply loans can help you get on top of your bills by offering you full or partial debt consolidation.
Put all of your outstanding bills into one easy to manage loan with weekly, fortnightly or monthly repayments aligned with your payday.

How does debt consolidation work?

Debt consolidation is used to put your credit card, hire purchases, personal loans and unpaid bills into one easy to manage loan helping you to keep on top of things, keep your credit clean and simplify your life!

Interest rates start from around 5.03% for secured with good credit.

Vehicle finance

Need a new or used car or vehicle? A boat maybe?
Fast and easy loans with low interest, our vehicle finance could have you driving away in your dream car today! Car finance starts from 5.03% per annum with no penalties for early repayment

Personal loans

Borrow secured from 5.03% or unsecured from 5.66% with a personal loan to purchase the things you need, be it a boat, a family holiday, home renovations or any surprise expenses that have come your way. With flexible lending terms we can find a financing solution and personal loan to fit almost anyone.

Business finance

Looking to start a new business or expand your current? Simply loans can help you with our business financing options.
We can also help you to offer financing solutions to your customers.


How old do I have to be?

You need to be a minimum 18 years of age.

Do you consider unsecured lending?

Yes, we do.

Do you consider people with poor credit history?

Yes. Although depending on your credit history we may need a guarantor or a good security.

Do you lend to beneficiaries?

Yes, we do, as long as you can provide affordability and everything meets our lending criteria.

What is your minimum loan?

Our minimum loan amount is $1000

What will you accept as ID?

We accept passports, national identity cards, or birth certificates.

Do you finance private sales?

Yes, we do.


Got questions?

Feel free to get in touch using the contact form provided


Hear what our clients have to say

Read testimonials from some of our satisfied customers


Ready to get started?

Our quick & easy online applications are a breeze